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Archive for March, 2013

US Strategy in Reflection of the Cyprus Seizure

Icon Written by Neil Palmquist on March 28, 2013 – 8:50 am

I’ve been avoiding commenting on Cyprus out of concern that the discussions would turn more political than strategic in nature… and I wish to keep my commentary focused on strategy. I do, however, feel it is important to weigh in on all the discussions and comments I hear and read that discount the possibility that such a seizure of savings (wealth) isn’t possible here in the United States. It very simply is… and I feel that if I don’t state as much, it is tantamount to approval. More importantly than that, however, is how the United States will have concerning strategic options that Cyprus does not… and not pointing out such paths as I see them would also feel tantamount to approval.

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The Importance of Functional Sustainability

Icon Written by Neil Palmquist on March 26, 2013 – 7:37 am

For success in business, or any endeavor, execution is critical. As mentioned in my STOP Changing Strategy! post… allegedly 90% of all failed business strategies are due to a failure in execution. In this post, I simply wish to qualify that 90% and perhaps address the entirety of the other 10%, by warning all to never forget the importance of planned functional sustainability. Simply put, those that forget to consider the viability of a strategic plan’s operations and whether it is functionally sound enough to sustain it all the way to objective completion, has truly gambled their strategy’s execution feasibility. In short, the strategy is incomplete.

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RE Crowdfunding On the Horizon

Icon Written by Neil Palmquist on March 22, 2013 – 8:25 am

In March of last year I posted, Crowdfunding; Certain Future, an Uncertain Path… In it I discussed the need for a vetting period to really determine the strategic pros and cons of funding non-charity focused start-ups via masses of non-accredited investors.  The additional managerial costs aside, we simply have no data on whether second round [...]

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The REAL Silver Market Manipulators

Icon Written by Neil Palmquist on March 19, 2013 – 7:23 am

As some of you may have already read this morning, JP Morgan has been cleared of its Silver Market Manipulation Conspiracy charges. (Read more at Reuters.com) Investment strategy has always been an area of fascination for me and those that would attempt a market manipulation strategy even more so. That said, I could not help but monitor this whole to-do with great interest because of the great apparent ignorance of the plaintiff investors having an issue with JP Morgan (allegedly) driving silver prices down when our own government’s public policy since 1965 has been to do that very thing.

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The Treasury Bond Market Today.

Icon Written by Neil Palmquist on March 14, 2013 – 6:37 am

In my last post, “Real Estate Recovery? Assess before you Execute”, some of you expressed a desire for me to elaborate more on the “bubble” in “our Treasuries Market”. Quite simply, rising interest rates would be very, very bad for long term bonds. Our low interest rate and money printing policy has been held too long… and the only way they can go is up. The only questions remaining are when and by how much.

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Real Estate Recovery? Assess before you Execute.

Icon Written by Neil Palmquist on March 7, 2013 – 6:19 am

It sounds like new housing is up, that at least five major real estate markets are showing signs of improving and that the worst is past… This I find in the media. However, I also hear that foreclosures are still excessive, that the top 4 banks’ portfolios are disasters, that first-time homebuyers are MIA, and that the few mortgage loans that are being granted are only being done so with government guarantees (i.e. Fannie Mae). This I hear from my banking colleagues. With such mixed signals, how to read the market?

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In a Slump? List Your Top 3 Performance Tasks

Icon Written by Neil Palmquist on March 6, 2013 – 6:58 am

We all go through cycles of increased and decreased productivity. If you find yourself in a slump, what can you do to help speed up your recovery? Bearing in mind Pareto’s Rule that 80% of our productivity comes from a mere 20% of our activities, try listing the three (3) activities that gain you the most measurable productivity on a daily basis. Then limit your first couple hours of each morning to only these tasks.

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We Are “Those that Forget History”…

Icon Written by Neil Palmquist on March 5, 2013 – 5:23 am

The stock market is still hitting new highs and records in a juggernaut-like manner, the unemployment rate seems to be dropping, or at least stabilizing, by all measures and even the Real Estate market, the key factor as to how 90+% of all small businesses finance their operations and growth, seems to finally be showing some signs of life

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STOP Changing Strategy!

Icon Written by Neil Palmquist on March 4, 2013 – 7:53 am

It is true that small business can be more adaptive than larger business and a quick change in strategy or direction can sometimes save a ship from sinking. However, if your company starts to struggle, that doesn’t necessarily mean it’s time for a change in strategy. More likely it’s just time to focus on your execution.

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The Sequester Impact on Small Business Financing

Icon Written by Neil Palmquist on March 1, 2013 – 8:33 am

I had an interesting query made to me yesterday… “Outside of reduced government spending and its impact on the economy, how might the impending Sequester impact small business?” My answer… “It depends.”

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